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      FEHBP provides health benefits to full-time civilian employees. One should exercise caution dealing with that 'coverage', since there were reported cases of unscrupulous rental car companies attempting to charge customers post-factum, after the car is returned, without customer's express consent or knowledge. The benefits paid out for these conditions would create pressure on premiums for all the fund's members, causing some to drop their membership, which would lead to further rises, and a vicious cycle would ensue. There are a number of other matters about which funds are not permitted to discriminate between members in terms of premiums, benefits or membership - these include racial origin, religion, sex, sexual orientation, nature of employment, and leisure activities