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Failure to do so is known as non-disclosure or concealment (there are minor differences in macis designs the two terms) and renders the insurance voidable by the insurer.
s.33(3): If [a warranty] be not [exactly] complied with, then, subject to any express provision in macis designs the policy, the insurer is discharged from liability as from the date of the breach of warranty, but without prejudice to any liability incurred by him before that date.
s.34(2): where a warranty has been broken, it is no defence to the insured that the breach has been remedied, and the warranty complied with, prior to the loss.
s.34(3): a breach of warranty may be waived (ie. There is a perceived tension between the need for transparency on the one hand and such issues as patient confidentiality and the possible exploitation of information for commercial gain on the other.
Medical care delivery is classified into primary, secondary and tertiary care.
Primary care medical services are provided by physicians or other health professionals who have first contact with a patient seeking medical treatment or care.
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