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      After the draw, the machine evaluates the hand and offers a payout if the hand matches one of the winning hands in Jenn-air electric grill range cooktop the posted pay schedule. On a typical video poker machine, payouts start with a minimum hand of a pair of jacks. Specific exclusions are often written into the contract to limit the liability of the insurer; for example claims relating to suicide (after 2 years suicide has to be paid in full)(in India after one year Suicide is covered), fraud, war, riot and civil commotion. Life based contracts tend to fall into two major categories: Protection policies - designed to provide a benefit in the event of specified event, typically a lump sum payment. This is considered very bad by critics, since doing this is only cheaper if one is sure that one is going to stay with the loan forever and not refinance